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2) Student loan Forbearance: You have inked a deferment and been turned down, you may be eligible for a loan forbearance. Usually while you are in forbearance, there's always something good be allowed to not meet your payment obligations. Along with mind your interest will still keep compiling upon your loan. This can really add moving upward. Try to pay your payments as soon as possible so which you do not find yourself multiplying your mound of debt.