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A woman who is on track to have $1 million in the bank by the time she is 55 while earning only $80,000 a year has shared the the simple ways that she has boosted her wealth.

When Miriam Joy, now 43, was in her early 20s, she, like many people, didn't think much about saving money for her future.

At age 26, she began contributing a small amount from each paycheck to her 401(k), and seven years later, she had saved up around $50,000.

But in 2014, Miriam - who works as an associate director at Georgetown University's financial services - started to feel like what she was doing was not enough, and she became determined to teach herself how to become financially independent.

She began doing online research, watching videos about budgeting, sensa 138 and reading blogs on investing - and used what she learned to turn that $50,000 into $375,000 over the last 10 years.




A woman who is on track to have $1 million in the bank by the time she's 55 while earning only $80,000 a year has shared the the simple ways that she has boosted her wealth (stock image)

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